Overview of the 15 Lakh Housing Loan
Have you not yet applied for Chief Minister of Punjab Apni Chhat Apna Ghar Loan Scheme? Either you are looking for how to apply in this scheme or you are a person who has applied for Punjab Apni Chhat Apna Ghra Loan Scheme. But if you have been disqualified in this scheme then in this article you will be told the solution of all your problems.
How can you qualify for 15 lakh loan under Punjab Apni Chhat Apna Ghar Scheme? Here is the latest update of Apna Chhat Apna Ghar Loan Scheme, Punjab Chief Minister Maryam Nawaz Sharif has announced in a recent press conference that we have formally launched the first phase of Apni Chhat Apna Ghar.
In this scheme, the 15 lakhs loan will be given to the people of all districts on October 3, 2024. If you have applied for the scheme but are not eligible then follow the instructions given below. Get a housing loan of Rs 15 lakh by being eligible for this scheme.
Chief Minister Maryam Nawaz Sharif Held the ACAG Balloting Results
Latest Update About Punjab Apni Chhat Apna Ghra Loan Scheme
In the latest update of Apni Apna Ghar program it is mentioned that all such families who want to apply for the scheme. The second phase of Apni Chhat Apna Ghar program has been started for them. So that all people of Punjab can benefit from this scheme. Punjab Chief Minister Maryam Nawaz Sharif had promised the public that we will provide an interest-free loan of Rs 15 lakh to one lakh families under this scheme. By using which low income families will be able to build their own house. As per his promise, She has started the first phase of this scheme and the first phase has also yielded results.
Those who have been selected in the first housing scheme will start getting interest-free loans of Rs 15 lakh from October 3. But here we tell you that if you are not eligible in this scheme or you want to apply again, then let us tell you that the second phase of Apni Chhat Apna Ghar Loan Scheme from the government has officially started. And online applications are being accepted. Here you have been told the complete method of registration, by following it you can register yourself and join the second step and get the loan.
Chief Minister Punjab Maryam Nawaz Sharif announced 15 lakh Interest-Free Housing Loans
Why This 15 lakh Loan Scheme Is a Great Opportunity
If you belong to a poor and deserving family and your monthly income is less than your expenses. And if you live in a rented house, let us tell you that Maryam Nawaz has launched a housing project for low-income families. The purpose of which is to provide an interest-free loan of Rs. 15 lakh to low-income households. So that they can build their own house using this money. An interest-free loan of Rs 15 lakh will be given to those people who will be eligible under the Apni Chhat Apna Ghar programme.
You have to repay this loan in easy installments of seven years. There will be no interest on it. You can own your house in a long period of seven years by paying an installment of Rs. 14,000 every month. This is a golden opportunity for families who live in rented accommodation and do not have their own self-catering house. Government is providing cheap houses to the homeless people so apply for this scheme as soon as possible so that you can fully benefit from this scheme.
Apni Chhat Apna Ghar Programme Started Document Verification
New Eligibility Criteria Allocate for Apni Chhat Apna Ghar
Punjab Chief Minister Maryam Nawaz has announced the new criteria for the second phase of the loan scheme. She asserted that only deserving people will be given a loan of Rs 15 lakh. This loan will be given to people who do not already own a house and do not have money to build a house. If you meet the following conditions, the Punjab government will give you a loan of Rs 15 lakh to help you build your own house.
Eligibility criteria are as follows:
- You must be a permanent resident of Punjab.
- You must be at least 18 years old.
- You must be married.
- You must not already own a home.
- You can own 5 marla land in urban area or 10 marla land in rural area.
- You must have completed the PSER survey.
Step-by-Step Registration Guide for Previously Ineligible Candidates
If you applied for the first phase of the 15 lakh loan scheme but your name was not in the final result, then don’t worry. Punjab Government has given you an opportunity to register for the second phase of the 15 lakh loan scheme. The Punjab Chief Minister has said that the registration process is the same as the first stage, and you can easily do it at home.
The registration steps are as follows:
- First make sure your PSER survey is complete.
- Visit ACAG official website (https://acag.punjab.gov.pk/) on your device.
- If you are a new user, create an account using your CNIC number, phone number, address, passport, and email.
- After creating your account, login using your CNIC and password.
- Agree to the terms and conditions.
- Provide your personal information, such as your CNIC number, phone number, address, name, father’s name, and his CNIC number.
- Enter your bank account details, such as account holder name, account type, and account number.
- Upload a clear photo of yourself.
- Upload documents like your CNIC and property papers.
- Finally, give your feedback and submit your application.
- Let me know if it works for you!
Maryam Nawaz Loan Scheme 2024 Verification Process Via Helpline
Required Documents for Loan Eligibility
When you register for the 15 lakh loan scheme offered by the Punjab government, you will be asked to submit some documents. These documents are required to verify your identity and help you decide whether you are eligible for an interest-free loan of Rs 15 lakh to build your home. These documents are critical to completing your application, and your loan approval depends on them.
The required documents are:
- A clear photo of the front of your National Identity Card (approved by the Government of Pakistan).
- A clear photo of the back of your National Identity Card.
- Proof of your monthly income.
- Your property documents.
Conclusion
The Apni Chhat Apna Ghar Loan Scheme has released its first phase of results, where 70,000 families will receive an interest-free loan of Rs 15 lakh to build their homes. Chief Minister Maryam Nawaz Sharif has confirmed that the selected candidates were chosen through a computerized balloting process held on October 3, 2024, ensuring fairness. The loans will start being disbursed on October 3, 2024, and beneficiaries will repay the loan over a period of seven years. Those who are not selected in this phase need not worry, as a second phase will be launched soon. To qualify, it is mandatory to complete the PSER survey.
FAQs:
1. What is the Apni Chhat Apna Ghar Loan Scheme?
It is a government loan program initiated by Chief Minister Maryam Nawaz Sharif, offering interest-free loans of Rs 15 lakh to families across Punjab to build their homes.
2. How can I check if I am selected for the loan?
You can check your name by clicking on the provided button in the article, which will take you to the list of selected candidates based on your district.
3. When will the loan be disbursed?
The loan disbursement will start on October 3, 2024.
4. How will the loan be repaid?
The loan of Rs 15 lakh is to be repaid in easy installments of Rs 14,000 per month over seven years.
5. What if I am not selected in the first phase?
If your name is not in the current list, you can re-register for the second phase, which will be launched soon.
6. What is the PSER survey, and why is it important?
The PSER survey is a mandatory requirement to qualify for the loan. Without completing the survey, you cannot receive the loan.
7. How can I complete the PSER survey?
You can complete the PSER survey by visiting the link provided in the article and following the registration process online.
8. How many families will receive the loan in the first phase?
In the first phase, 70,000 families will receive an interest-free loan of Rs 15 lakh.