Maryam Nawaz Sharif Housing Project
Good news for Punjab low-income families. Chief Minister Punjab Maryam Nawaz Sharif has started a housing project in Punjab for poor people who don’t have their own house. Or those families who are renters and want their own house. This scheme is called Apna Chhat Apna Ghar Scheme. Under this scheme, loans up to Rs 15 lakh will be given to homeless families in Punjab.
The purpose of this loan is to help them build their own home. In urban areas of Punjab, you can take a loan of Rs 15 lakh to build a house on a 5-marla plot, while those living in villages can borrow the same amount to build a house on a 10-marla plot.
Also Read: Chief Minister Punjab Apni Chhat Apna Ghar Program 70000,
Loan Repayment: Understanding the Interest-Free Model
The loan duration is seven years, and is completely interest-free. Maryam Nawaz Sharif told in her press conference that it is her dream to provide houses under this scheme. She wants everyone to have their own house in Punjab.
In the first phase, 70 thousand poor families will get this loan. With this scheme, you will need to pay a monthly installment of Rs 14,000, but no payment is required for the first three months.
This is a very good initiative of the government. Poor people can get a loan of Rs 15 lakh to build their own house by paying only Rs 14000 per month.
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Registration Process For Apni Chhat Apna Ghar Housing Scheme
Good news for those who want to join the Apna Chhat Apna Ghar program! Now you can register online through the Government of Pakistan portal https://acag.punjab.gov.pk/. If you are applying for the first time, click on the “Register” option. To register, you will need to enter your mobile number, ID card number, a valid email address, and password. Once you have done this, click on “Register” to complete the initial step.
After that, you have to complete your registration by filling further details on the portal. Enter your full name, ID number, father’s name, father’s ID number, and your gender. Then, provide your email address, mobile number, mobile network, division name, district name, and tehsil name. After that enter your city name and set password.
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Click on the “Register” option, and you will be successfully registered. After that, you will need to submit all the required documents. After uploading all the documents, click on “Save”. Then Completing these steps, your registration will be successful. When the funds are disbursed, the Government of Pakistan will provide you with the money, which you will have to pay back within seven years.
How to Apply for the 15 Lakh Interest-Free Loan
If you want to apply for a loan of up to 15 lakh rupees from the Chief Minister Punjab Maryam Nawaz Sharif Housing Project. So you are at right place in this article full details are provided. How you can apply to get 15 lakh loan. Remember you have to meet certain eligibility criteria to take a loan of Rs 15 lakh. You must have a five marla plot in the city and a 10 marla plot in the villages. So that you can get the loan as mentioned in this article, the registration process has been made online.
So that all the poor families can easily apply in this scheme sitting at home and get interest free loan up to 15 lakh rupees. For online registration you have to visit the official website of Apna Chhat Apna Ghar Scheme. There you are provided online registration for you can complete your registration at home by following the above method. And may be eligible for pre-interest.
Who Can Benefit from the Interest-Free Housing Loans?
Applicants for the Apni Chhat Apna Ghar scheme must meet certain eligibility criteria to avail the interest free loan.
- The applicant must be the head of his family, as recorded by NADRA.
- Applicant must have a valid ID card.
- Applicant must be a resident of Punjab.
- In urban areas, the applicant should own land of five marlas or less.
- In rural areas of Punjab, the applicant should own ten marla or less land.
- Applicant has to submit online application on required date.
- The applicant should not have any criminal record, such as conviction for anti-state or anti-social activities.
- Applicant should not take loan from any institution or bank.
- Applicant must be registered in NSER survey, with PMT score less than 60.
“Conclusion”
The Apna Chhat Apna Ghar Scheme launched by Chief Minister Punjab Maryam Nawaz Sharif provides an important opportunity for low income families in Punjab to get interest free loans of up to Rs 15 lakh. The purpose of these loans is to help families build their own houses on small plots of land. The registration process has been simplified through an online portal, allowing eligible applicants to apply from the comfort of their homes. By meeting the necessary criteria, families can benefit from this government initiative designed to improve housing conditions in Punjab.
Also Read: BISP Accepting 700,000 More Beneficiaries in the Kafalat Program,
Frequently Asked Questions
Who is eligible for Apni Chhat Apna Ghar Scheme?
Applicants must be the head of their family, have a valid identity card, be a resident of Punjab, and own land within certain size limits. They should also not have any criminal record and should not have taken any loan from any institution.
How much loan can be taken under this scheme?
Eligible applicants can avail an interest-free loan of up to Rs.15 lakh.
What is the repayment period of the loan?
The loan must be repaid within seven years, with no repayments required for the first three months.
How do I apply for a loan?
You can apply online through official portal https://acag.punjab.gov.pk/
What should I do if I encounter problems during registration?
If you face any problem visit BISP office or contact the support provided on the portal.